Tag: Articles

  • Waqf-Based Financing Models for Integrating Artificial Intelligence into Nigerian Educational Curriculum: Infrastructure, Policy, and Sustainability Perspectives

    » Journal of Regional Development and Technology Initiatives

    The integration of Artificial Intelligence (AI) in education is a growing global priority, particularly in addressing digital competencies and improving teaching quality. However, Nigeria faces significant challenges in adopting AI due to inadequate infrastructure, investment, and skilled personnel. This chapter discusses the potential of waqf (Islamic endowment) as a sustainable funding strategy to support AI in education, focusing on infrastructure, policy alignment, and long-term sustainability. It highlights traditional waqf’s historical role in financing education and proposes a waqf-based financing model that incorporates infrastructural development, governance frameworks, and sustainability. This research employs a qualitative and conceptual layout focused on Islamic social finance literature and artificial intelligence in education and infrastructural development in Nigeria. It uses a comparative analysis of successful waqf-based educational financing models from selected Muslim countries, proposing a conceptual framework for a waqf financing model that integrates infrastructure development, policy alignment, governance structures, and sustainability mechanisms for AI in education. This approach aims to reposition waqf to support digital transformation, reduce educational inequality, and promote sustainable educational advancement in Nigeria. The model aims to bridge the digital divide through well-targeted waqf investments, promoting equitable access to education. It also calls for regulatory support for waqf integration into national strategies and emphasizes governance transparency. By fostering human capital development among educators and addressing ethical concerns, waqf initiatives can ensure responsible AI integration. The chapter draws insights from successful waqf models in other countries to advocate for a strategic reorientation of Islamic finance to meet technological needs in Nigeria’s education system, ultimately fostering educational innovation and sustainable development.

  • Reinterpreting Waqf in Light of Contemporary Socio-Economic Realities

    » Perwakilan: Journal of Good Governance, Diplomacy, Customary Institutionalization and Social Networks

    Waqf (Islamic endowment) has historically been a key driver of socioeconomic development in Muslim cultures, funding education, healthcare, social welfare, and public infrastructure. However, conventional waqf administration and utilization strategies have struggled to adequately address modern socioeconomic concerns like as poverty, unemployment, urbanization, financial isolation, and inadequate institutional governance. This research investigates the importance of reinterpreting waqf within the context of present socioeconomic realities while maintaining true to its classical juristic roots. The study uses a qualitative and analytical approach on Qur’anic principles, Prophetic traditions, classical fiqh literature, and modern Islamic finance scholarship to explore how waqf can be revitalized through innovative instruments, institutional reforms, and integration with modern economic systems. The research advocates for a maq??id al-shar??ah-oriented reinterpretation of waqf, which provides for greater flexibility in asset management, investment strategies, and governance structures while maintaining its perpetual and benevolent nature. The findings demonstrate the ability of contemporary waqf models such as cash waqf, corporate waqf, waqf-based social finance, and public-private partnerships to satisfy current developmental requirements in a sustainable manner. The research concludes that reinterpreting waqf in light of current socioeconomic conditions is not a departure from Islamic tradition, but rather a necessary evolution that can reposition waqf as a dynamic tool for inclusive growth, social justice, and sustainable development in today’s Muslim world.

  • Moral Economy and Islamic Ethics: Re-examining Waqf in the Context of Modern Capitalism

    » Perwakilan: Journal of Good Governance, Diplomacy, Customary Institutionalization and Social Networks

    This study investigates the relevance, transformation, and potential revival of waqf (Islamic endowment) as a foundation for moral economy and Islamic ethics in the context of modern capitalism. While traditional Islamic moral economics focuses on equitable wealth distribution and social welfare, current capitalist institutions frequently favor profit maximization, financialization, and market efficiency. This study looks critically at how waqf has historically reduced socioeconomic gaps and how its ideas might be used in modern economic systems to alleviate poverty, social exclusion, and market failures. The paper proposes a normative framework for incorporating waqf into ethical economic strategies that reconcile moral imperatives with capitalist realities, based on doctrinal analysis of Islamic legal texts, a review of contemporary scholarship on moral economy theory, and case studies of modern waqf initiatives. The findings suggest that waqf can serve as a long-term tool for community investment, social safety nets, and value-based economic resilience if legal reform, governance innovation, and ethical institutional frameworks are achieved. The article concludes by advocating policy and institutional options for reviving waqf within global economic systems while maintaining Islamic ethical integrity and modern market efficiency.

  • Waqf as a Multidimensional Poverty-Alleviation Mechanism in Africa

    » WAQF Business Review

    Waqf, a perpetual charity endowment with strong roots in Islamic socioeconomic theory, has resurfaced as a practical and multifaceted approach to tackling the enduring and intricate reality of poverty throughout Africa. Waqf institutions have a long history on the continent, but their developmental potential is still largely untapped because of shoddy legislative frameworks, disjointed administration systems, and low public awareness. This study investigates waqf’s potential to serve as a comprehensive strategy for reducing poverty that can produce long-term, sustainable social benefits. The study employed a qualitative research design backed by doctrinal analysis, historical review, and thematic assessment of modern waqf practices. The findings demonstrate how reviving waqf institutions in Africa through contemporary financial models like cash waqf, corporate waqf, and digital waqf platforms can increase funding for necessary services while empowering underprivileged populations through micro-enterprise financing, skill development, and entrepreneurship support. Furthermore, the study contends that waqf’s focus on distributive justice and social solidarity is consistent with modern development frameworks, such as the Sustainable Development Goals (SDGs), especially those pertaining to poverty alleviation, decent labour, high-quality education, and decreased inequality. It concludes that waqf offers a morally good and community-driven framework that can restore dignity, resilience, and inclusive progress throughout African countries, in addition to an economically sound method of reducing poverty.

  • Waqf as a Multidimensional Poverty-Alleviation Mechanism in Africa

    » WAQF Business Review

    Waqf, a perpetual charity endowment with strong roots in Islamic socioeconomic theory, has resurfaced as a practical and multifaceted approach to tackling the enduring and intricate reality of poverty throughout Africa. Waqf institutions have a long history on the continent, but their developmental potential is still largely untapped because of shoddy legislative frameworks, disjointed administration systems, and low public awareness. This study investigates waqf’s potential to serve as a comprehensive strategy for reducing poverty that can produce long-term, sustainable social benefits. The study employed a qualitative research design backed by doctrinal analysis, historical review, and thematic assessment of modern waqf practices. The findings demonstrate how reviving waqf institutions in Africa through contemporary financial models like cash waqf, corporate waqf, and digital waqf platforms can increase funding for necessary services while empowering underprivileged populations through micro-enterprise financing, skill development, and entrepreneurship support. Furthermore, the study contends that waqf’s focus on distributive justice and social solidarity is consistent with modern development frameworks, such as the Sustainable Development Goals (SDGs), especially those pertaining to poverty alleviation, decent labour, high-quality education, and decreased inequality. It concludes that waqf offers a morally good and community-driven framework that can restore dignity, resilience, and inclusive progress throughout African countries, in addition to an economically sound method of reducing poverty.

  • Digital Leadership of School Principals in Strengthening the Learning Ecosystem in the Era of the Merdeka Curriculum at Primary Schools

    » Perwakilan: Journal of Good Governance, Diplomacy, Customary Institutionalization and Social Networks

    The digital leadership of school principals plays a crucial role in strengthening the learning ecosystem in the era of the Merdeka Curriculum, especially in primary schools that are adapting to the use of educational technology. The Merdeka Curriculum emphasizes flexibility, project-based learning, and the use of digital tools to support more independent and meaningful learning processes. In this context, school principals act as digital leaders who not only manage schools but also guide the technological vision, enhance teacher competencies, and foster an innovative and responsive school culture in line with digital developments.This study employed a quantitative descriptive approach through surveys conducted with 120 primary school teachers across three districts/cities. The findings revealed three key results. First, 78% of teachers reported an improvement in their competency in using learning applications following the implementation of digital leadership policies by school principals. Second, 72% of schools reported increased collaboration between teachers and parents through school digital platforms, which positively impacted student engagement in learning. Third, 81% of principals utilized digital data (learning dashboards, online assessments, and daily reports) for faster decision-making regarding students’ learning needs. These findings reinforce that digital leadership significantly contributes to the successful implementation of the Merdeka Curriculum and creates a learning ecosystem that is inclusive, adaptive, and relevant to the demands of 21st-century education.

  • The Relevance of Waqf in Supporting Environmental Education and Sustainable Development

    » Journal of Regional Development and Technology Initiatives

    Background: Climate change and environmental degradation have become major worldwide issues, particularly in poorer nations. There are still gaps in funding and community-level instruction for sustainable environmental practices, despite global commitments to the Sustainable Development Goals (SDGs). Although the Islamic institution of waqf, a type of perpetual charity endowment, has long been important for social welfare, little is known about how it might help with sustainability and environmental education. Purpose: The purpose of this study is to investigate the applicability and potential of waqf in advancing sustainable development and environmental education. It looks at how waqf can be set up and used to support environmental initiatives, ecological literacy, and awareness-raising initiatives both inside and outside of Muslim communities. Methodology: Using content analysis of original Islamic law sources, historical case studies, and modern waqf models from nations like Malaysia, Indonesia, and Turkey, a qualitative research approach was used. To learn more about real-world applications and difficulties, semi-structured interviews were also done with community leaders, environmental academics, and waqf officials. Findings: By creating eco-friendly schools, assisting research facilities, financing green technology, and supporting awareness campaigns based on Islamic ecological ideals, waqf can make a substantial contribution to environmental education and sustainable development, according to the study. Examples from history show that waqf holdings were historically utilized to protect public amenities and natural resources like forests and water sources. In certain nations with a majority of Muslims, contemporary waqf organizations are already starting to adjust to sustainability goals. However, because of a lack of knowledge, legal restrictions, and a lack of creativity in waqf management, this integration is still quite low. Limitations: The scope of this study focuses on a few Muslim-majority nations with operational waqf organizations. Access to waqf administrative documents and some parties’ reluctance to reveal financial strategies are further barriers to empirical data. Originality: Waqf is an underutilized financial and educational tool for promoting sustainability and environmental care. Policy changes, community involvement, and strategic alliances that match waqf with international sustainability goals and Islamic environmental norms are necessary to optimize its impact.

  • Driving Global Transformation through Waqf for a Sustainable Future

    » WAQF Business Review

    In Islamic civilization, one of the most persistent systems for promoting social welfare and economic fairness is the idea of waqf, or Islamic endowment. Long before the emergence of contemporary state welfare systems, Waqf organizations provided funding for social infrastructure, healthcare, education, and water systems, establishing the groundwork for sustainable communal development. This paper explores how Waqf revitalization can provide a revolutionary paradigm for accomplishing 21st-century global sustainability objectives. The study places Waqf in the larger context of ethical finance, social innovation, and sustainable development by utilizing qualitative and comparative analysis. Through an examination of case studies from Malaysia, Indonesia, Turkey, and new projects in Nigeria, the study shows how productive Waqf can promote social resilience, environmental responsibility, and economic inclusion when it is in line with modern financial tools and the Sustainable Development Goals (SDGs) of the UN. According to the research findings, Waqf offers a distinctive institutional and moral model for fusing spirituality with contemporary development paradigms because it is a faith-based and values-driven organization. The study comes to the conclusion that Waqf governance can become a worldwide tool of ethical finance and sustainable transformation by being revived and modernized through legal reform, digital transparency, and cross-sector collaboration. The study adds to the current body of knowledge on Islamic social finance and presents Waqf as a feasible route to a more just, inclusive, and sustainable future for all people.

  • Driving Global Transformation through Waqf for a Sustainable Future

    » WAQF Business Review

    In Islamic civilization, one of the most persistent systems for promoting social welfare and economic fairness is the idea of waqf, or Islamic endowment. Long before the emergence of contemporary state welfare systems, Waqf organizations provided funding for social infrastructure, healthcare, education, and water systems, establishing the groundwork for sustainable communal development. This paper explores how Waqf revitalization can provide a revolutionary paradigm for accomplishing 21st-century global sustainability objectives. The study places Waqf in the larger context of ethical finance, social innovation, and sustainable development by utilizing qualitative and comparative analysis. Through an examination of case studies from Malaysia, Indonesia, Turkey, and new projects in Nigeria, the study shows how productive Waqf can promote social resilience, environmental responsibility, and economic inclusion when it is in line with modern financial tools and the Sustainable Development Goals (SDGs) of the UN. According to the research findings, Waqf offers a distinctive institutional and moral model for fusing spirituality with contemporary development paradigms because it is a faith-based and values-driven organization. The study comes to the conclusion that Waqf governance can become a worldwide tool of ethical finance and sustainable transformation by being revived and modernized through legal reform, digital transparency, and cross-sector collaboration. The study adds to the current body of knowledge on Islamic social finance and presents Waqf as a feasible route to a more just, inclusive, and sustainable future for all people.

  • The Role of Waqf in Agricultural Development and Modernization in North-Eastern Nigeria

    » WAQF Business Review

    Most people in North-Eastern Nigeria still rely on agriculture as their main source of income, but the industry faces several obstacles, including low productivity, antiquated farming methods, restricted access to financing, and the effects of climate change and insecurity. The function of waqf, or Islamic endowment, as a long-term tool for advancing regional agricultural modernization and development is examined in this paper. The paper examines how waqf can be strategically repurposed and used to promote irrigation projects, mechanized farming, land acquisition, and smallholder farmers’ empowerment. It is grounded on Islamic economic principles and is backed by empirical case analysis. Qualitative interviews with waqf administrators, agricultural specialists, religious leaders, and farmers from a few states in the Northeast, such as Borno, Gombe, and Yobe, were used. Additionally, quantitative information from waqf foundations and agricultural institutions was examined. The results show that although waqf is currently underutilized in agriculture, there is a great deal of opportunity to mobilize cash waqf donations and idle waqf lands for farmer training, infrastructure development, and agricultural financing. Furthermore, incorporating waqf into current frameworks for rural development may improve rural livelihoods, employment, and food security. The study comes to the conclusion that mainstreaming waqf into the agricultural sector requires strong institutional reforms, legal frameworks, and public awareness. In order to maximize impact, it suggests modernizing waqf land administration, forming alliances between waqf boards and agricultural cooperatives, and creating waqf-based Agricultural Development Funds. This study adds to the body of knowledge on Islamic social finance and rural development by introducing waqf as a practical and moral means of transforming agriculture in areas impacted by conflict and experiencing economic hardship.

  • The Role of Waqf in Agricultural Development and Modernization in North-Eastern Nigeria

    » WAQF Business Review

    Most people in North-Eastern Nigeria still rely on agriculture as their main source of income, but the industry faces several obstacles, including low productivity, antiquated farming methods, restricted access to financing, and the effects of climate change and insecurity. The function of waqf, or Islamic endowment, as a long-term tool for advancing regional agricultural modernization and development is examined in this paper. The paper examines how waqf can be strategically repurposed and used to promote irrigation projects, mechanized farming, land acquisition, and smallholder farmers’ empowerment. It is grounded on Islamic economic principles and is backed by empirical case analysis. Qualitative interviews with waqf administrators, agricultural specialists, religious leaders, and farmers from a few states in the Northeast, such as Borno, Gombe, and Yobe, were used. Additionally, quantitative information from waqf foundations and agricultural institutions was examined. The results show that although waqf is currently underutilized in agriculture, there is a great deal of opportunity to mobilize cash waqf donations and idle waqf lands for farmer training, infrastructure development, and agricultural financing. Furthermore, incorporating waqf into current frameworks for rural development may improve rural livelihoods, employment, and food security. The study comes to the conclusion that mainstreaming waqf into the agricultural sector requires strong institutional reforms, legal frameworks, and public awareness. In order to maximize impact, it suggests modernizing waqf land administration, forming alliances between waqf boards and agricultural cooperatives, and creating waqf-based Agricultural Development Funds. This study adds to the body of knowledge on Islamic social finance and rural development by introducing waqf as a practical and moral means of transforming agriculture in areas impacted by conflict and experiencing economic hardship.